Amortization Schedule Calculator

Generate a full loan amortization schedule. Enter the loan principal, the annual interest rate (APR), and the term in years, and the calculator works out the fixed monthly payment, then breaks every payment into interest and principal with the remaining balance after each month. Toggle between a month-by-month detail and a yearly summary. A 0% rate is handled as a straight-line payoff. All arithmetic uses the standard amortization formula and runs locally in your browser.