This is a planning ledger, not an actual escrow account and not banking, tax, insurance, legal, or sufficiency advice. Verify bills, timing, account rules, and funding decisions independently.

Currency labelStarting balancePlan startPlan endMonthly contributionContribution timingReserve floorSame-day orderingInvalid month-day policyScenario name

Irregular bills

Yearly/monthly recurrences retain the entered day. Invalid dates such as February 29 in non-leap years or day 31 in shorter months follow the selected clamp/skip policy. Split installments divide each occurrence equally and space installments by entered months.

JSON / CSV import and local save

Import

Chronological ledger / print calendar

Chronological contributions, bills, balances, and floor shortfalls
Date	Type	ID / description	Amount	Before	After	Floor shortfall

Escrow Expense Planner

Irregular bills

JSON / CSV import and local save

Chronological ledger / print calendar

Upcoming bills

Warnings and solver